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Key difference

OTP & Email SafetyExploring the Benefits of Bilingual Education
  • Maya Bank is BSP-licensed; check official help pages inside the app for current guidance.
  • PDIC deposit insurance coverage is up to ₱1,000,000 per depositor, per bank (effective March 15, 2025).
  • Never share your password, OTP, PIN, or complete card details (including CVV).

Insurance and protection

Maya Wallet is an e-wallet for everyday spending, QR payments, bills, and transfers. Maya Savings and other deposit products are powered by Maya Bank, a BSP-licensed digital bank. Both live inside the Maya app, but protections differ.

Savings and other applicable bank deposit accounts are PDIC-insured up to ₱1,000,000 per depositor, per bank (effective March 15, 2025). Wallet balances are not the same as bank deposits, so focus on access controls and scam prevention.

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Many users keep a smaller “spend” balance in the wallet, and move larger idle funds into a deposit/savings product when appropriate. If you link cards or other services, tighten controls: lock cards when not needed and set spending limits.

Practical guidance

Maya Wallet is an e-wallet for everyday spending, QR payments, bills, and transfers. Maya Savings and other deposit products are powered by Maya Bank, a BSP-licensed digital bank. Both live inside the Maya app, but protections differ.

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Savings and other applicable bank deposit accounts are PDIC-insured up to ₱1,000,000 per depositor, per bank (effective March 15, 2025). Wallet balances are not the same as bank deposits, so focus on access controls and scam prevention.

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    Security Features May 29, 2024
    User Reviews

    Many users keep a smaller “spend” balance in the wallet, and move larger idle funds into a deposit/savings product when appropriate. If you link cards or other services, tighten controls: lock cards when not needed and set spending limits.

      Safe Limits May 29, 2024
      FAQ

      Maya Wallet is an e-wallet for everyday spending, QR payments, bills, and transfers. Maya Savings and other deposit products are powered by Maya Bank, a BSP-licensed digital bank. Both live inside the Maya app, but protections differ.

      #comment-##
    .children #comment-##
    Is Maya Safe? May 29, 2024
    Wallet vs Savings

    Savings and other applicable bank deposit accounts are PDIC-insured up to ₱1,000,000 per depositor, per bank (effective March 15, 2025). Wallet balances are not the same as bank deposits, so focus on access controls and scam prevention.

    #comment-##
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#comments

Key difference

Many users keep a smaller “spend” balance in the wallet, and move larger idle funds into a deposit/savings product when appropriate. If you link cards or other services, tighten controls: lock cards when not needed and set spending limits.

Maya Wallet is an e-wallet for everyday spending, QR payments, bills, and transfers. Maya Savings and other deposit products are powered by Maya Bank, a BSP-licensed digital bank. Both live inside the Maya app, but protections differ.

Savings and other applicable bank deposit accounts are PDIC-insured up to ₱1,000,000 per depositor, per bank (effective March 15, 2025). Wallet balances are not the same as bank deposits, so focus on access controls and scam prevention.

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Insurance and protection

  • Maya Bank is BSP-licensed; check official help pages inside the app for current guidance.
  • PDIC deposit insurance coverage is up to ₱1,000,000 per depositor, per bank (effective March 15, 2025).
  • Never share your password, OTP, PIN, or complete card details (including CVV).

Practical guidance

  • Maya Bank is BSP-licensed; check official help pages inside the app for current guidance.
  • PDIC deposit insurance coverage is up to ₱1,000,000 per depositor, per bank (effective March 15, 2025).
  • Never share your password, OTP, PIN, or complete card details (including CVV).
  • Verify sender domains: @maya.ph and @mayabank.ph are commonly used for official emails.
  • Avoid clicking links from unexpected SMS/email; open the app directly instead.
  • Use biometrics/face authentication and set spending limits where available.
  • Lock cards when not in use and keep only a small spend balance in the wallet.
  • Review transactions immediately after large transfers or new device logins.
  • Maya Bank is BSP-licensed; check official help pages inside the app for current guidance.
  • PDIC deposit insurance coverage is up to ₱1,000,000 per depositor, per bank (effective March 15, 2025).

Key difference

Insurance and protection

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Practical guidance

Many users keep a smaller “spend” balance in the wallet, and move larger idle funds into a deposit/savings product when appropriate. If you link cards or other services, tighten controls: lock cards when not needed and set spending limits.