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Wallet vs Savings

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Scam Checklist
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  • Maya Bank is BSP-licensed; check official help pages inside the app for current guidance.
  • PDIC deposit insurance coverage is up to ₱1,000,000 per depositor, per bank (effective March 15, 2025).
  • Never share your password, OTP, PIN, or complete card details (including CVV).

Support and friction

In community discussions, many users feel savings products are the safer place for larger balances, while wallet balances connected to cards or other services can increase exposure if a scam happens.

Some users report slow support responses during account issues. Plan for this by keeping your emergency funds diversified and documenting account ownership details.

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Treat online stories as signals, not proof. Use them to improve your setup: enable biometrics, set limits, and keep your wallet balance lean.

How to use community feedback

In community discussions, many users feel savings products are the safer place for larger balances, while wallet balances connected to cards or other services can increase exposure if a scam happens.

Marina Valentine

Some users report slow support responses during account issues. Plan for this by keeping your emergency funds diversified and documenting account ownership details.

Maya vs GCash Scammed? Steps
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    Treat online stories as signals, not proof. Use them to improve your setup: enable biometrics, set limits, and keep your wallet balance lean.

      Safe Limits May 29, 2024
      FAQ

      In community discussions, many users feel savings products are the safer place for larger balances, while wallet balances connected to cards or other services can increase exposure if a scam happens.

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    .children #comment-##

    Some users report slow support responses during account issues. Plan for this by keeping your emergency funds diversified and documenting account ownership details.

    #comment-##
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Common themes

Treat online stories as signals, not proof. Use them to improve your setup: enable biometrics, set limits, and keep your wallet balance lean.

Some users report slow support responses during account issues. Plan for this by keeping your emergency funds diversified and documenting account ownership details.

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Support and friction

How to use community feedback

Common themes

Support and friction

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How to use community feedback

Treat online stories as signals, not proof. Use them to improve your setup: enable biometrics, set limits, and keep your wallet balance lean.