Keep only what you plan to spend in the near term in the wallet. Move larger idle balances to deposit/savings products when it fits your needs and risk tolerance.

Wallet balances are more “transaction-ready,” which can amplify the impact of phishing or device compromise. Segmentation reduces blast radius.

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Lock cards when not in use, avoid linking unnecessary services, and review transactions right after large transfers.

Extra safeguards

Keep only what you plan to spend in the near term in the wallet. Move larger idle balances to deposit/savings products when it fits your needs and risk tolerance.