Maya (formerly PayMaya) is generally considered safe for everyday use when you follow basic account-security habits. Maya Bank is regulated by the Bangko Sentral ng Pilipinas (BSP), and bank deposits are covered by PDIC insurance up to ₱1,000,000 per depositor, per bank (effective March 15, 2025). The biggest real-world risk is scams that trick users into sharing OTPs, PINs, or passwords.

This site focuses on consumer safety: account access, unauthorized transfers, phishing links, fake customer support, and device compromise. No app can fully protect a user who shares an OTP or approves a transfer under pressure—so prevention matters.

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Use biometrics or a strong passcode on your phone, enable app lock, keep your app updated, and review transactions regularly. Treat OTPs like cash: never share them, even with someone claiming to be support.

Best practices

Maya (formerly PayMaya) is generally considered safe for everyday use when you follow basic account-security habits. Maya Bank is regulated by the Bangko Sentral ng Pilipinas (BSP), and bank deposits are covered by PDIC insurance up to ₱1,000,000 per depositor, per bank (effective March 15, 2025). The biggest real-world risk is scams that trick users into sharing OTPs, PINs, or passwords.